While what you say is true, it's also true of just about every other game out there to some extent. It even is true of CCGs and CMGs. Hell, it's even true of life in general: The more money a person has compared to you, the more options he has. If you think that's unfair, just remember this: The amount of money you have is a direct result of your own actions and decisions. If you don't like your lot in life, then do something to fix it.
EDIT: The above might have come off as a bit harsh, but that wasn't my intention. I just wanted to post my thoughts on the matter and am not directing the above statement at anyone in particular.