Well, others will no doubt disagree with me here (and they're probably much more experienced Neverborn players so you should probably listen to them - I only play Zoraida in terms of Neverborn masters) but you should probably just take-it-easy and jump in with the Crew Box. You get three Silurids and Bad Juju, which comes to 25SS exactly; you'll also need to pick up a Voodoo Doll totem as she summons it for free during the game.
IMO, Zoraida's crew box is themed very strongly to the Treasure Hunt or Claim Jump type scenarios, and the reason people swap out bits of it is for when you're trying to get Slaughter or Assassinate off - Zoraida can pull off the latter quite well by herself tho, by stacking the deck in her favour (with Crystal Ball) and Obeying an enemy model to attack their own master. But still... if you want punch then you'll often struggle with her crew box.
Bad Juju is over-costed yeah, definitely. But this is because you're paying for him to come on anywhere on the board, and have the potential to return for a couple of soulstones. As I say, for scenarios such as Claim Jump, Treasure Hunt or Breakthrough he's great, because he can often just appear where you need him. He is, however, frightfully slow, which is why you have the zippy Silurids.
Other models I have used in my Zoraida crew are Hamelin and the Gremlins/Pigs. Hamelin, for me, was a bit of a let-down - he's extremely easy to kill because of his low defence and large base and the fact he'll be up front trying to Obey things. So, I found him way too much of a hassle for 10SS, but I'll have to try him again at some point in the future, maybe in larger games where there's more stuff to distract attention from him.
The Gremlins I took because they give Zoraida a ranged option (12") and you can negate their bad aim and Whoops rule by Bewitching their target first (so that it can't cheat fate against them) - they proved to be quite good actually. I took the Warpig with her and I removed the Stampeding rule with Hex, so that I didn't have to worry about losing control over it, and I obeyed it quite a lot for extra charges or attacks. The Warpig is also good because it's fast, can heal itself with Eat Your Fill, has low Wp for Obeys and can remove Corpse/Scrap counters.